Medical error is the third leading cause of death in America. Capping damages prevent victims from getting compensation for injuries that deserve compensation for. It also increases your tax burden while protecting big insurance and allowing them to profit off of malpractice.
The first thing to note is that when suing in the medical malpractice arena, you are not typically suing a doctor, nurse or healthcare professional personally. More often than not, you are suing their insurance company. The insurance companies don’t want you to know this. But it’s true.
Caps only serve to help insurance companies profit, while passing the buck to the victim or ultimately the taxpayer. Take for instance a medical malpractice case where a child will need lifetime care due to a birth injury. It could cost millions to provide care for the child over the course of the child’s life because of the malpractice. Damages caps prevent a jury from awarding more than $250,000 to cover this cost. Once the $250,000 has been spent, victims are often forced onto public aid, increasing the tax burden. This prevents insurance companies from sharing the burden of the mistakes made by those who committed malpractice. It also allows insurance companies to profit off of the malpractice committed because they know they will only have to pay small amounts for the most devastating injuries.
H.R 1215 prevents victims from getting compensated while protecting big insurance and passing the buck to taxpayers. Tell your Representative in Congress that you won’t stand for a bill that robs taxpayers to allow insurance to profit and leaves victims by the wayside.
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